Fix the hidden leak in your P&L | Bleckwen, France

The Hidden P&L Leak in Banking Fraud

The Problem
Banks invest heavily in fraud prevention, yet up to 50% of total fraud cost comes from false declines — legitimate customers and transactions quietly rejected. Legacy fraud systems often plateau at ~60–70% accuracy, forcing an ugly trade‑off:

• Reduce fraud → lose revenue

• Protect revenue → increase risk

The result: hidden P&L leakage, rising operations cost, and customer friction — all while boards ask why payment revenue is flat.

The Solution
Bleckwen delivers real‑time, explainable AI fraud decisioning for regulated banks, evaluating each transaction in under 100 milliseconds and integrating seamlessly with existing fraud stacks — no rip‑and‑replace, no opaque black box. It blends:

• Advanced machine learning tuned to financial crime patterns

• Expert heuristics and rules

• Full regulatory explainability and auditability

Bleckwen’s approach complements and strengthens existing defenses by detecting residual fraud that traditional systems miss, reducing false positives, and improving revenue outcomes. 

👉 Learn more: https://www.bleckwen.ai/ 

Measured Outcomes (Real Results)
Banks using Bleckwen’s solution consistently achieve:

• 20–40% reduction in fraud losses

• 30–50% fewer false declines

• 25–40% lower fraud operations cost

• Higher approval rates → direct revenue uplift

• ROI within 1–2 quarters

• Production live in 8–12 weeks

These improvements stem from delivering real‑time scoring, explainable alerts, and adaptive models tailored to each institution’s data. 

Bottom Line
This is not a fraud project or an AI pilot. This is a P&L correction for regulated banks.